Fractional CFO
Grace Liu
Turning messy books into a cash-flow plan you actually understand
Drag to orbit · hover a satellite
Plano, TX English, Mandarin 8 yrs experience
Taking clients · 20 hrs/week Remote · Plano area + remote
Grace can help you
- 01Price your menu or services for real profit
- 02Prepare for a bank loan or SBA application
- 03Monthly numbers review in plain English
- 04Cut recurring costs you forgot about
- 05Clean up and catch up your books
Real results
+11% net margin
Taqueria with 3 locations
- The problem
- Busy every night but always short on cash by the 20th.
- What Grace did
- Rebuilt the chart of accounts, found two mis-priced catering packages and renegotiated a produce contract.
- The result
- Positive cash every month within one quarter.
“For the first time I understand where my money goes every month.”
About Grace
Grace spent 8 years at companies like Regional bakery chain and Deloitte before going independent to work with owner-operated businesses. Grace keeps things practical: small steps, clear numbers, no jargon.
Best fit: Owner-led businesses with 3–20 employees that are growing but stretched thin.
Beauty & wellnessRestaurants & foodPricingSBA loansCost controlXeroBudgeting
Experience
- Fractional CFOIndependent · 2021–Present
- ControllerRegional bakery chain · 2015–2021
- Senior AccountantDeloitte · 2011–2015
CPA
Ways to work: By the hour · Monthly retainer · Fixed project
Talk to Grace this week.
Tell us a little about your business. We'll set up a free 15-minute intro call — if it's not a fit, we'll suggest someone who is.



